Services

Estate and Tax Planning

We take a proactive approach to reduce tax liability to safeguard financial legacies for high net worth individuals and businesses

  • Creation of Dynasty Trusts, Spousal Lifetime Access Trusts, and Irrevocable Life Insurance Trusts

  • Gifting of stock, property, cash

  • Gap analysis for insurance coverage at estate and personal levels

Generational Wealth Transfer

We assist in constructing a plan for transferring stocks, bonds, real estate, businesses, and other investments to future generations

  • Privately owned businesses to the next generation

  • Proper asset allocation/liquidity

  • Review and update shareholder agreements

  • Insurance solutions

Cash Management
and Budgeting

Cash management and budgeting are crucial elements of an individual’s, family’s, and company's financial stability

  • Prepare cash flow projections and statements

  • Recommend cash management strategies and solutions

  • Provide cash flow statements and budget guidance to enable businesses to effectively manage cash flow

Asset Financing and Liability Strategy

Strategic asset purchasing coupled with financing can provide clients with a peace of mind

  • Evaluate real estate purchases along with financing options

  • Strategize whether refinancing is cost effective

  • Renegotiate lines of credit

  • Reduce and consolidate debt

Risk Management

Successful risk management utilizes a proactive approach by identifying, analyzing, prioritizing, and evaluating the options to treat or mitigate the risk to individuals and businesses

  • Insurance gap analysis

  • Business continuity planning

  • Assessment of cyber security

Value Added

We provide a wide range of comprehensive services to meet your individualized needs

  • Family Office Services

  • Oversight of personal construction projects

  • Corporate Governance

  • Real estate – primary and second homes, investment properties

  • Next generation financial education

  • Bookkeeping and bill pay